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Franklin India Retirement Fund - IDCW

(Erstwhile Franklin India Pension Plan - IDCW)

Category: Retirement Fund
Launch Date: 31-03-1997
Asset Class: Mixed Asset
Benchmark: BSE India Bond Index
Expense Ratio: 2.26% As on (30-06-2025)
Status: Open Ended Schemes
Minimum Investment: 500.0
Minimum Topup: 500.0
Total Assets: 521.25 Cr As on (30-05-2025)
Turn over:
NAV (₹): 18.0388 ₹ -0.04 ( -0.2156%)
as on 31-07-2025
CAGR Since Inception - 9.97%
BSE India Bond Index - 11.41%

Fund Managers

Debt: Anuj Tagra & Pallab Roy; Equity: Rajasa Kakulavarapu & Ajay Argal


Investment Objective

The Fund seeks to provide investors regular income under the Income Distribution cum capital withdrawal Plan and capital appreciation under the Growth Plan.

PERFORMANCE of Franklin India Retirement Fund - IDCW

Scheme Performance (%) Data as on - 31-07-2025

1-Year Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
Franklin India Retirement Fund - IDCW 3.67 10.74 9.68 6.42 9.97
Benchmark - - - - -
Retirement Fund 2.52 13.15 13.58 9.65 11.8

RETURNS CALCULATOR for Franklin India Retirement Fund - IDCW

Growth of 10000 In SIP (Fund vs Benchmark)

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Growth of 10000 In LUMPSUM (Fund vs Benchmark)

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Rolling Returns

Rolling returns are the annualized returns of the scheme taken for a specified period (rolling returns period) on every day/week/month and taken till the last day of the duration. In this chart we are showing the annualized returns over the rolling returns period on every day from the start date and comparing it with the benchmark. Rolling returns is the best measure of a fund's performance. Trailing returns have a recency bias and point to point returns are specific to the period in consideration. Rolling returns, on the other hand, measures the fund's absolute and relative performance across all timescales, without bias.

Key Performance and Risk Statistics of Franklin India Retirement Fund - IDCW

Key Statistics Volatility Sharpe Ratio Alpha Beta Yield to Maturity Average Maturity
Franklin India Retirement Fund - IDCW 5.25 0.66 0.01 0.44 7.58 2.38
Retirement Fund - - - - - -

PEER COMPARISION

Scheme Name Launch
Date
1-Year
Ret (%)
2-Yrs
Ret (%)
3-Yrs
Ret (%)
5-Yrs
Ret (%)
10-Yrs
Ret (%)
Franklin India Retirement Fund IDCW 31-03-1997 3.67 11.05 10.74 9.68 6.42
ICICI Pru Retrmnt Pure Debt Gr 05-02-2019 7.4 7.15 6.74 5.24 0.0
ABSL Retrmnt The 50s Plus-Debt Reg Gr 05-03-2019 6.19 5.97 5.55 3.9 0.0
ICICI Pru Retrmnt Hybrid Cons Gr 05-02-2019 5.83 11.28 11.02 8.95 0.0
PGIM India Retirement Fund Reg Gr 15-04-2024 5.76 0.0 0.0 0.0 0.0
SBI Retrmnt Benefit Cons Reg Gr 05-02-2021 5.57 8.78 9.29 0.0 0.0
ABSL Retrmnt The 50s Reg Gr 05-03-2019 5.47 8.39 8.48 5.46 0.0
Nippon India Retrmnt Income Generation Sch Gr Gr 05-02-2015 5.15 9.3 9.92 7.21 7.18
HDFC Retrmnt Savings Hybrid Debt Reg 05-02-2016 4.73 8.71 9.45 9.02 0.0
UTI Retirement Fund - Regular Plan 26-12-1994 4.58 12.55 12.74 13.93 9.38

Asset Allocation (%)

PORTFOLIO ANALYSIS of Franklin India Retirement Fund - IDCW

Portfolio as on

Top 10 Sectors in portfolio (%)

Top 10 Stocks in portfolio (%)